Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our ‘Privacy Policy’, govern Ashvvy Investment’s relationship with you. The term “Ashvvy Investment” (or “us”/“we”/”our”) refers to the owner of the website. The term “you” refers to the user or viewer of our website
You understand and accept that Ashvvy Investment Pvt. Ltd. maintains the website – ashvvyinvestment.com, or related websites (referred to as “site” or “website” on this page) to provide visitors with information about us, our services and products, and to enable visitors to avail our services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time-to-time as communicated and made available on the website.
You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the website is protected by copyright in favour of Ashvvy Investment under the applicable copyright laws and the general intellectual property law.
You understand and accept that all information submitted by you on the site shall be deemed the property of Ashvvy Investment, and Ashvvy Investment shall be free to use any ideas, concepts, know-how or techniques provided by you in any manner whatsoever. On initiating contact through the site, you agree to being contacted by Ashvvy Investment, or any other entities with whom Ashvvy Investment has entered into an arrangement, via email, phone call, SMS or any other means. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, licence, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use.
You agree that you will not use Ashvvy Investment’s website for any purpose that is unlawful, or prohibited by these terms. You also agree you will not use the site in any manner that could damage, disable or impair the website, or interfere with any other party’s use, or enjoyment of the website.
You acknowledge that the software and hardware underlying the site, as well as other Internet-related software required for accessing the website, are the legal property of the respective vendors. The permission given by Ashvvy Investment to access the website will not convey any proprietary or ownership rights in the above software/hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software/ hardware underlying the website, or create any derivative product based on the software/hardware.
You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by Ashvvy Investment on the site. Ashvvy Investment reserves the right to determine the availability and eligibility for any product or service.
You understand and accept that Ashvvy Investment is not responsible for the availability of content, or other services on third-party sites linked from the website. You are aware that the access of hyperlinks to other internet sites are at your own risk, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by Ashvvy Investment in any way. Ashvvy Investment does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party websites.
Ashvvy Investment shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of Ashvvy Investment to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.
“Force Majeure Event” means any event due to any cause beyond the reasonable control of Ashvvy Investment, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.
You understand and accept that Ashvvy Investment has the absolute discretion to amend or supplement any of the terms at any time, and will give a prior notice of 30 days for such changes. The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using Ashvvy Investment’s services, you shall be deemed to have accepted the changed terms and conditions.
You accept that the Courts in the State of UP alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with Ashvvy Investment. All disputes will be governed by the laws of India
The operator reserves the right to make any modifications to the website/mobile application and the Governing conditions at any time without any notification of the same to the user. It is expressly understood that if any of the points in the Governing conditions are found to be unenforceable under applicable law, it shall have no bearing on the enforceability of the rest of the terms of the Governing conditions. By using or accessing the website/mobile application, the user agrees to the information disclaimer, service limitation, and liability disclaimer as stated below and accepts them as reasonable
The website/mobile application displays information referring to products distributed or offered by the operator, including videos, and general and investor education-related information. Whilst the operator, to the extent possible, has undertaken reasonable efforts to make sure that the information and data available on this website/mobile application are complete, current, and accurate at the date of its publication. The operator does not provide any guarantee (express or implied), representation, or warranty as to the correctness, accuracy, competency, completeness, quality, performance, or fitness of the service and information. Further, any information or service provided or taken from a group/associate company or third parties are incidental and must be viewed as such. Notwithstanding anything contained in these terms, if the user wishes to access or rely on such advice or consultation, it shall be subject to the terms and conditions of the group/associate company or third parties.
The services and information provided on or through the website/mobile application is qualified to the following extent:
The user of the website/mobile application shall be responsible to ensure that the services, products, and facilities that are provided there conform to the laws that are applicable in the respective jurisdiction. The user further undertakes that none of the services, offers, products, and facilities offered by the website/mobile application can be interpreted as a solicitation, an “offer to sell” or an offer to buy any products by or from any person(s) in their jurisdiction.
Users of the website/mobile application may be directed to other online portals for their own convenience. However, they should read the terms and conditions on such portals prior to using their services. The operator is in no way responsible for such portals.
It is further clarified and made explicit that information and services provided on the website/mobile application shall not in any manner whatsoever be deemed to be legal, tax or investment/financial advice, advice to buy or sell, or any kind of endorsement or solicitation to buy or sell any securities or any other financial instrument for any reason whatsoever or an opinion on the same.
Users shall be solely responsible for their decision in making any kind of investment in the financial and securities market or for any decisions that have been made by them in respect of any investment or financial-related matters through the operator or any investment vehicles or group or associate companies of the operator or by any third party engaged in providing such services and for all outcomes thereafter. Due to the presence of inherent risk in the financial and securities market, it is advised in the best interest of the users to obtain expert advice from independent legal, tax, accounting, or other professional experts before making any investment decision to ensure the much-needed protection against market risks or allied concerns therein. The results and analysis on the website might not be suitable for all users. The website/mobile application or the operator or any employees/representative/authorized personnel shall not be responsible for any decision made by the user through the website/mobile application.
We expressly state herein that no information, hosted on the website/mobile application or on any third party portal including but not limited to banks, billers, merchants, associate or group companies, to which the website/mobile application may direct you, is in any manner, true, accurate or free of deficiencies.
The operator or its employees/representatives/authorized personnel shall not be responsible for the information provided on the website/mobile application including but not limited to data feeds, rate and prices, and other similar market value information about any product/asset/property or securities. Henceforth, users are advised to check the latest market information, rates, values or prices independently prior to use of such services and information.
The website/mobile application shall have no liability whatsoever for any technical error and/or other issue and any harm or damage caused to the user. Except where expressly stated otherwise, the services are provided “AS IS” without any warranties, and the operator shall not be responsible for any kind of loss, non-delivery or failure to store any user data, alteration in other personalization settings, or interruption in service of any kind due to any error, bugs or other issues.
Further, in case of any harm or damage caused to the user due to usage/non-usage, availability/non-availability of the website/mobile application, termination or non-performance of the system due to the presence of any computer virus, data corruption, delay in operation or transmission, communication line failure or otherwise, neither the operator nor any of its directors, associates, employees or other representatives shall be held liable for the same.
The user is advised to take note that Mutual fund investments are subject to market risks and read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. The user is further advised to consider their specific investment requirements before choosing a fund or designing a portfolio that suits their needs.
The website/mobile application shall have no liability whatsoever for any technical error and/or other issue and any harm or damage caused to the user. Except where expressly stated otherwise, the services are provided “AS IS” without any warranties, and the operator shall not be responsible for any kind of loss, non-delivery or failure to store any user data, alteration in other personalization settings, or interruption in service of any kind due to any error, bugs or other issues.
Further, in case of any harm or damage caused to the user due to usage/non-usage, availability/non-availability of the website/mobile application, termination or non-performance of the system due to the presence of any computer virus, data corruption, delay in operation or transmission, communication line failure or otherwise, neither the operator nor any of its directors, associates, employees or other representatives shall be held liable for the same.
The user is advised to take note that Mutual fund investments are subject to market risks and read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. The user is further advised to consider their specific investment requirements before choosing a fund or designing a portfolio that suits their needs.
The website or the operator shall not be responsible for any errors or omissions or for any result obtained from the use of the website/mobile application or services and information. The operator hereby explicitly disclaims all liabilities of any nature on account of the use of the website/mobile application or services and information by the user. Neither the website/operator nor its affiliates or its group company or its directors, authorized representatives, or employees shall be held liable for any decision made or action taken by the user in reliance on the services and information, for any loss caused to them. The operator or the website/mobile application shall also not be liable for any direct, indirect, exemplary, special, punitive, or consequential damages. The user is advised and recommended to read the scheme and other related documents which are public and which may or may not be uploaded on the website/mobile application. The user is also recommended to read each and every disclaimer and the respective terms of facilities, products, services, and schemes displayed on the website/mobile application.
It is expressly stated that the services and information and advice if any delivered through the website/mobile application may not be necessarily accurate as it is based on the algorithm or mathematic computation which factors information provided by you, assumptions and market-related information procured by the operator from various sources and the calculations are based on approximation and acts as a generic guide. The website/mobile application and the operator strongly suggest that you seek expert advice from other sources or experts before making any investment through the website/mobile application.
Further, the website/mobile application or the operator is not qualified to give any investment advice and if any part of the services and information offered by the operator is construed as advice. The operator expressly states that the same is merely ancillary/incidental to the business undertaken by it.
All data, reports, videos, and/or information displayed on the website/mobile application are sourced and displayed on the website for the purposes of dissemination of information to you and to that extent it may also be provided by third parties. The website/operator makes no representations of any kind whatsoever about the accuracy, relevancy, or correctness of the content of the website/mobile application and/or third parties that the user may access through this website/mobile application. Users are advised to read the terms and conditions/disclaimers mentioned herein and on the portal of third parties that are being used, accessed, or relied on by them.
It is further advised to corroborate the accuracy of any information before relying on information provided on the website/mobile application. The website/mobile application or the operator disclaims all the liability that the user may experience as a result of depending on any such reports, data, or information and/or accessing any other website/mobile application and/or any third-party content that may be accessed from the website/mobile application.
The user understands and agrees that all the investments made by them through the website/mobile application are subject to a cut-off time stipulated by different AMCs post which the investments will only be processed on the next working day.
The user hereby understands and agrees that the services and information provided are general in nature and to support in planning their financial goals and may or may not suit everyone’s needs. Henceforth, they shall not in any case whatsoever consider or rely on the operator or the website/mobile application as a financial planner, financial intermediary, tax broker, or investment advisor broker.
The operator may receive a commission from the AMCs, on an annual/half-yearly/quarterly basis as given in the Disclosures.
The aforementioned commission has no relation to any investment suggestions made by the website/mobile application, as the suggestions are generated by an automated algorithm, without any human interference, relying on the correctness of the inputs received from the user and the market information available at that point of time.
Therefore, it is advised that they shall obtain additional information and seek the opinion of their financial coach or consultants who are fully aware of their individual circumstances.
All rights in relation to the patent, copyright, trademark, and/or with respect to other elements of intellectual property rights on the website/mobile application and in the information or any data contained herein are owned either by the website/operator or by relevant third party content providers. The user agrees not to modify, rent, lease, loan, sell, broadcast, reproduce, circulate, disseminate, distribute or create derivative work based on the service or information in any manner. Further, the user also undertakes that they shall not exploit any right related to copyright or any other intellectual property right vested in the content displayed on the website/mobile application including any text, images, audio, and video, in any unauthorized way whatsoever including but not limited to without the operator’s prior written permission.
Other than the marks of the operator, all the product and the service marks are the trademarks of their respective owners. The user is bound to respect the same in the same manner as provided above. It is explicitly provided that the operator in any course of usage of the website/mobile application by the user does not endorse, sponsor or recommend third-party information, product or services by displaying such marks, products, information, names, or services of third parties or outside links such as hypertext links to third party sites on the website/mobile application.
The website/mobile application engages the services of third-party service providers (AMCs, KYC KRA, FEDEX, etc.) as part of its offering of the website/mobile application to the users. The website/mobile application may in its sole discretion, without intimating the user, appoint/reappoint/replace any or all third-party service providers.
Please carefully read the terms of use of such third-party service providers prior to using their services. The operator and the website/mobile application shall not be responsible for the actions of such third-party service providers. Any dispute/liability/cause of action arising from the interaction of the user with third-party service providers will be independent of the agreement, if any, between the operator or website/mobile application and the user or the third-party service provider, as the case may be. Such dispute/liability/cause of action shall be solely governed by the terms of use or any other governing conditions of the third-party service provider as formulated by it in relation to the use of its services by the user.
The website/mobile application engages the services of third-party service providers (AMCs, KYC KRA, FEDEX, etc.) as part of its offering of the website/mobile application to the users. The website/mobile application may in its sole discretion, without intimating the user, appoint/reappoint/replace any or all third-party service providers.
Please carefully read the terms of use of such third-party service providers prior to using their services. The operator and the website/mobile application shall not be responsible for the actions of such third-party service providers. Any dispute/liability/cause of action arising from the interaction of the user with third-party service providers will be independent of the agreement, if any, between the operator or website/mobile application and the user or the third-party service provider, as the case may be. Such dispute/liability/cause of action shall be solely governed by the terms of use or any other governing conditions of the third-party service provider as formulated by it in relation to the use of its services by the user.
The user by accessing the website/mobile application agrees and undertakes not to:
The user has been granted the sole and exclusive right by the operator to use the services rendered by the operator through the website/mobile application. Therefore, the user is prohibited to resell or make any commercial use of such services. It is also explicitly understood that the available services and information are only for the personal use of the authorized user. Further, you shall at all times use your own bank account/details for any transaction resulting from the use of services and information offered by the website/mobile application. Any non-compliance with this section will lead to the cancellation or invalidation of transactions or orders placed by you.
The user by accessing the website/mobile application grants the operator or the website/mobile application the right of usage, display, modification, transmission, transfer to third parties, distribution of any data, information, materials, or other content that the user has provided during the course of his usage of the website/mobile application (collectively, “User Content”). The user further grants the operator the use of third-party services to verify the user content provided for KYC compliance purposes.
In addition, the authorized user of the website/mobile application has the right to provide feedback in relation to services and information. The website/mobile application shall have the right to accept, reject or use the feedback for no consideration in whatever manner they desire and make changes to the website/mobile application in pursuance of the same provided. However, in such cases, the worldwide, royalty-free, perpetual, non-exclusive, and irrevocable right, for such change shall rest with the operator or the website/mobile application.
The user agrees to indemnify and hold harmless the operator (including its officers, representatives, directors, affiliates, agents, employees, group companies, or subcontractors) with respect to any claims, damages, and expenses inclusive of attorney’s fees without limitation as a corollary to the use and accessibility of the operator by the user including the user access and use of any information of any third party on the website/mobile application. It is provided stringently that any non-observance of the terms therein including third parties or any third party actions with respect to the user’s receipt and use of the information, whether authorized or unauthorized. Any clause pronounced invalid shall be deemed severable and will not affect the validity or enforceability of the remainder in any manner.
To the fullest extent permitted by law, the operator or the website/mobile application is not liable for any indirect, remote, punitive, special, incidental, consequential, or exemplary damages (including, without limitation, loss of business, revenue, profits, goodwill) arising out of or in connection with the website/mobile application, even if the operator has previously been advised of, or reasonably could have foreseen, the possibility of such damage. However they arise, whether in breach of contract or in tort (including negligence), including without limitation to damages due to: (a) the use of or the inability to use the website/mobile application or (b) services offered on the website/mobile application (c) conduct of any user on the website/mobile application (d) unauthorized access to or alteration of transmissions or data, (d) malicious or criminal behavior, or false or fraudulent transactions (e) technical or other operational lapses on the website/mobile application.
In any event, the operator’s liability arising out of this agreement shall not exceed INR 100 (Indian Rupees, One Hundred Only).
It is hereby declared that only authorized users are provided access to areas on the website/mobile application secured via password or otherwise. In absence of express and specific authorization, no user shall obtain, attempt to obtain, grant, or otherwise allow unauthorized access to aforesaid areas of the website/mobile application. With a view to strengthening security, the user is allowed to alter their registered mobile number and/or email ID only once, further which no change is permissible.
The user hereby affirms that the terms mentioned herein are the exclusive and complete agreement between the user and the operator and thereafter supersede any proposal or prior agreement, either verbal, documentary or in any other form between the user and the operator and its third-party service providers/merchants/processor bank in relation to the subject matter of these terms. Subject to the terms of the Governing conditions, as the same may be amended, suspended, or modified. The user also affirms that such conditions shall administer and prevail over any subsequent verbal communications between the user and the operator and/or the processing bank.
The website/mobile application reserves the right to alter and/or withdraw any or all of the terms and conditions of the services/facilities offered on the website/mobile application at any time, as and when required.
This agreement is governed by the Indian Jurisdiction only. Any dispute arising out of the use of the website/mobile application or any relief sought thereon shall be adjudicated in accordance with the Indian Law and Courts in State of U.P and the user affirms to the exclusive jurisdiction. It is to be noted that the use of the website/mobile application shall be considered invalid if the enforceability of the aforementioned terms and conditions is restricted by the Indian Jurisdiction.
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AMFI Registered Mutual Fund Distributor | ARN- 172057 | Initial Date of Registration: 28/8/2020 | Current Validity: 27/8/2026
Grievance Officer: Rishika Jain | 9643879317
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