Have you ever tried checking your mutual fund investment but got stuck because you didn’t have the folio number? It’s a common issue, especially when you’ve invested through multiple AMCs. Or working with MFDs in the past, or are trying to look into an old or inherited investment.
Without the folio number, it becomes hard to track your investments, make updates, or even claim money that rightfully belongs to you.
Many people don’t even remember where or how they invested years ago.
In this guide, I’ll walk you through the easiest ways to find your folio number so you can take control of your mutual fund investments without any stress.
Let’s first understand what a Folio Number is, if you’re new to this,
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What Is a Folio Number in Mutual Funds?
Think of a folio number like your account number with a mutual fund company (also known as an AMC – Asset Management Company). It’s a unique identification number (either numeric or alphanumeric) that helps both you and the AMC keep a track of your investments in a systematic and organized way.
Why Is It Important?
When you invest with any mutual fund house (AMC), they assign you a folio number. This folio number is created after you complete your one-time KYC (that’s just submitting your PAN, ID, address, and bank details).
Once issued, this number is linked to your PAN and sticks with you for all your investments with that particular AMC.
Using your folio number, you can:
- Check your investment status anytime
- Review past transactions (lump sums, SIPs, redemptions, dividends, etc.)
- Redeem or switch funds
- Update your nominee details
Even if you’re investing via third-party platforms like Groww, Zerodha, Kuvera, etc., your folio number stays valid.
So, if these platforms shut down or you stop using them, you can still directly track your investments through the AMC’s website or app using your folio number.
Tip: You can hold multiple schemes under one folio if they’re with the same AMC, or request the AMC to merge folios later for convenience.
How to find your folio number?
If you’ve invested in mutual funds, your folio number is the key to tracking your investments. But where exactly can you find this folio number?
Here are 5 simple ways to locate it:
1)- Mutual Fund Account Statement
What you need: Access to the email ID used for investing
Where to look: Your inbox (look for PDFs from the AMC, CAMS, or KFintech)
The easiest way to find your folio number is through your mutual fund account statement. This statement is shared with you by the Asset Management Company (AMC), either monthly or quarterly, and can be received in physical form or as a PDF via email.
This folio number is mentioned at the top of the statement or within the account details section, often labeled as “Folio Number” or “Account Number.”
Along with your folio number, the statement also includes:
- Your registered details (name, PAN, address)
- Investment summary and holdings
- Transaction history (amount invested, NAV, number of units alloted)
2)- Online Account (Directly on AMC’s website)
What you need: Your PAN number and registered mobile number (to receive OTP)
Where to look: Directly on the AMC’s official website ( e.g., HDFC MF, SBI MF)
You can also find your folio number by logging into the website of the mutual fund company where you’ve invested. Every AMC maintains a complete record of your investments, so if you’ve invested in any of their schemes, your folio number will be available on your dashboard.
Here’s how:
- Go to the AMC’s official website
- Click on “Login” or “Investor Login”
- Enter your PAN and verify with the OTP sent to your mobile or email
Once logged in, your folio number will be visible on your dashboard, along with scheme-wise details.
Note: If you haven’t created an account on the AMC’s site yet, you can register using your PAN, registered mobile number, and email ID. An OTP will be sent for verification, and once your account is created, you’ll get real-time access to your folio number and complete investment details.
3)- Consolidated Account Statement (CAS)
What You Need: PAN number + registered email ID.
Where to Look: Request via CAMS or KFintech websites
Consolidated Account Statement (CAS) is a combined report of all your mutual fund investments across different AMCs, and it includes details like folio numbers, scheme names, unit balances, and market values.
These statements are issued by RTAs like CAMS and KFintech together, which manage the backend for almost all mutual fund companies in India.
How to get it:
- Visit the CAMS or KFintech website
- Enter your PAN and registered email ID
- Choose the type of statement:
- Summary ((just holdings; balances and valuation)
- Detailed (includes transactions)
- Select folio display preference:
- With or without zero balance
- All transacted folios
- Set a password and submit
You’ll receive the PDF in your inbox within minutes. It shows folio numbers, scheme details, unit holdings, and overall valuation of your holdings, all in one place.
4)- Registrar office or Customer care
What you need: PAN, registered mobile number or email ID
Where to look: Contact the AMC’s customer care or the RTA (like CAMS/KFintech)
In both cases, you’ll need to verify your identity (PAN, registered mobile/email, etc.) to prove you’re the rightful holder of the folio. Once your identity is verified, they can share your folio details linked to your investments.
Another approach is to contact the AMC’s customer support directly. Every fund house has a toll-free number and email. You can call the fund’s customer care, provide your registered details (like PAN, email, or DOB), and they will tell you your folio number or email you a statement.
5)- MF Central App
What You Need: Registered mobile number.
Where to Look: Login or visit MF central platform or app
MF Central is a free, industry-wide platform launched by CAMS and KFintech. It allows you to view all your mutual fund investments, across all AMCs, in one place.
Here’s how to use it:
- Visit the MF Central website or download the app
- Sign up or log in using your PAN and mobile number
- Once logged in, head to the “Portfolio” section
You’ll see:
- All AMCs where you hold mutual funds
- Your folio numbers (demat + non-demat)
- Total invested amount and current market value
- Number of units and scheme-wise holdings
Bonus: You can also raise service requests, like nominee changes, bank detail updates, or folio consolidation, directly through the platform.
How to Track Fund Status Using a Folio Number
Once you know your folio number, here are the different ways to track your mutual fund investments:
1)- Through AMC website or App
Log in to the respective AMC’s website or app (like SBI, HDFC, Parag Parikh, etc.)
- Go to “Investor Login” or “Existing Investor”
- Enter folio number and other details
- View your entire portfolio, transaction history, and make additional investments.
Note: While most platforms require your folio number or PAN to log in, some AMCs also allow login using your registered email ID or mobile number, making it even more convenient to access your investment details.
2)- Consolidated Account Statement (CAS) – (CAMS + KFintech)
Request a CAS from CAMS or KFintech using your PAN and email. You’ll get a PDF with all your folio numbers, schemes, and investment details.
3)- Via Broker/Distributor Platforms
If you’ve invested via a financial advisor, broker, or an online investment platform like Groww, Paytm Money, Zerodha, PhonePe, etc., your folio number and fund details are available in the portfolio section. You just have to log in to your account.
4)- AMC Customer Care
Directly call or email your mutual fund house’s customer support:
- Share your PAN, registered mobile/email, or DOB for verification
- In return, they will share your folio details after successful validation
5)- Email and SMS Updates
If your email ID and mobile number are registered with the fund house or investment platform, you’ll receive regular transaction updates and statements via email or SMS. These updates often include your folio number, scheme name, and transaction details.
Tip:
Even if you lose your folio number, you can easily recover it using your PAN and registered contact details.
Platforms like MF Central and CAMS allow you to view all your mutual fund investments, download statements, and access folio numbers across multiple AMCs.
As long as your mobile number or email is linked to your investments, you’ll never lose control.
Your folio number is the key to tracking and managing your funds, keep it safe, but know it’s always retrievable.
FAQ
1)- How long does it take to get a folio number?
You usually get your folio number instantly after completing your investment through an AMC’s platform. In some cases, it may take up to 2–3 working days.
2)- Can I have the same folio numbers for different AMCs?
No. Each AMC issues its own unique folio number. You’ll have different folios with different AMCs.
3)- Can I check the status of multiple mutual funds with one folio number?
Yes, but only if those investments are under the same AMC (mutual fund house). For multiple AMCs, you’ll need to check each folio separately or use platforms like MF Central.
4)- Can I change my Folio number?
No, Folio numbers are generated and assigned by the AMC, you can’t change them. However, you can request to merge multiple folios under the same AMC into one.
5)- How can I find my folio number if I have lost it?
You can retrieve it via:
- Mutual fund account statement
- AMC website (using PAN & OTP)
- MF Central or CAMS platforms
- By contacting AMC customer care
6)- How can I check my folio number online?
Visit the AMC’s website or MF Central, log in using your PAN and registered mobile/email, and your folio details will be visible on your dashboard.
7)- How to check all mutual fund investments details with PAN number?
Use platforms like MF Central or CAMS. Enter your PAN and registered contact details to view your consolidated investments across all AMCs.
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